I note quite a few threads discussing Social Welfare payments but this one is a little different.
In the normal sense, PAYE Workers who become unemployed will be entitled to JA or JB based on sufficient PRSI Contributions having been made usually Class A.
Not so in the case of a self employed person who often pays Class S which, granted, means lower PRSI Contributions being made, but who still is obliged nevertheless to make PRSI Contribs in their annual Income Tax Return. This apparently entitles such self employed people to the Death Grant and one or two more mundane benefits - maybe the Old Age Pension but I'm not sure they qualify auto for that or not.
So, particularly in these times, it is assumed a lot of self employed people will see the wrong side and become unemployed, presumably with families to support. I assume if they go to the Social Welfare Office they will be told sorry, oh you're Class S you don't get JA or JB. So in that event I think they have to apply to the HSE and the local Community Welfare Officer if financially they are in trouble and hope for assistance based on the whims and decision of such entity (or the Appeals Officer if needs be). I don't think they can expect automatic payments to be given to them unlike Social Welfare JA or JB which is an automatic entitlement if sufficient Contribs are made.
Doesn't seem quite right to me that you can have people coming in here from Poland, or the UK or anywhere else in the World happily claiming the Dole and our own self employed Irish people who may have worked thus for many years and honestly paid taxes not having the same luxury.
And I'm not going on about self employed people here who do nixers or avoid tax in whatever manner. I'm talking about people who honestly and diligently have paid their taxes over the years and there are many of those out there.
And before people start on about self employed people having it easy over the years, making money and paying less than the hard pressed PAYE Workers, the following points are made;
1. Not every self employed person is rolling in cash. Many have struggled to make it over the years even through the alleged "celtic tiger" period.
2. In addition to paying Income Tax due for the year end, there is also the obligation to pay Preliminary Income Tax for the following year, based on the previous years Income or a close estimate to same, with the possibility of being penalised if too low a preliminary tax amount is paid. This would often lead to people having to borrow to pay the preliminary Income Tax.
3. Such people have numerous additional outlays and expenses not the worry of those generally employed by a Company, such as Insurance costs, Accountants fees, often Legal fees and an absolute multitude of outlays involved in running a Business. And that's before a dime is called one's own to take home to feed the folks.