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Thread: Social Welfare in Ireland - An elaborate Ponsi Scheme?

  1. #1
    Politics.ie Member Asparagus's Avatar
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    Default Social Welfare in Ireland - An elaborate Ponsi Scheme?

    So you pay taxes, and you pay Insurance into the big scheme.
    A moment comes in your life, usually a significant life changing one, where you go to claim back from the scheme, i.e. - maybe its a new child or you've lost your job, you are sick or have reached retirement age.
    You have lived a normal life til now and nearly everything you make is accounted for at the end of the month. This new cost or circumstance is something you can't handle.

    So you rock up to the Department of Social Welfare and you says...
    "there's me PPS number, you can see me stamps - i need to get some of the money that i contributed, back. Traumatic event and what not eh?"
    And they say
    "well we'll have to means test you, you can't have money unless you really need it"
    but says you,
    "but that guy there, he never put any money in at all - why is he withdrawing money from my insurance fund?"
    "Well you see, that fellow has never had a job and so as never worked and never contributed, so he is in real need of benefits"
    "charity?"
    "no benefits - charity is the money we take from you for foreign aid"

    Means-test free travel and state pensions

    The report proposes a number of options to reform the state pension scheme, including:

    Introducing either a universal pension regardless of contributions or a lifetime's work, or else a means-tested pension scheme.

    Means-testing the household benefits package the ESB, gas and telephone allowances and the free travel scheme.

    Increasing or decreasing the state pension for late or early retirement, to encourage people to stay in work longer.

    Linking retirement age, which will be 68 by 2028, to life expectancy after that date. This means payouts by the State will not extend significantly.

    Bringing more "flexibility" in allowing retirees to combine their state pension and wages from work, to encourage people to stay in employment longer.

    The means-testing of the state pension is one of the more radical reforms contained in the document, and would have to be costed carefully.
    Why does your means matter when it comes to collecting from an insurance scheme?
    ANGER IS A POLICY, GET OFF YOUR KNEES

  2. #2
    Politics.ie Member Socratus O' Pericles's Avatar
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    Ah! jayziz.
    The truth of an idea is not a stagnant property inherent in it. Truth happens to an idea. It becomes true, is made true by events.

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    Politics.ie Member Kevin Doyle's Avatar
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    Quote Originally Posted by Asparagus View Post


    Why does your means matter when it comes to collecting from an insurance scheme?
    Are you having a laugh?
    Voters don't decide issues, they decide who will decide issues.

    George Will

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    Politics.ie Member Ren84's Avatar
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    What are you on about? Of course people who've worked can claim back what they've paid in if they're out of work. Where are you getting this from?

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    Politics.ie Member gracethepirate's Avatar
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    It should be "Ponzi" not "Ponsi". Makes me think of "poncey" - is that an allowed word nowadays?
    Brexit comes straight from hell. Everywhere it goes it causes disharmony, turbulence and misery. I think Brexiteers themselves must have some form of mental illness.

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    Politics.ie Member Bren Boru's Avatar
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    I love these OP's that slam an existing situation without providing anything approaching an alternative.

    It's basically one long attempt at a soundbite.

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    Politics.ie Member Ren84's Avatar
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    Quote Originally Posted by gracethepirate View Post
    It should be "Ponzi" not "Ponsi". Makes me think of "poncey" - is that an allowed word nowadays?
    A naughty word. Infractions galore heading your way.

  8. #8
    Politics.ie Member Asparagus's Avatar
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    Quote Originally Posted by Kevin Doyle View Post
    Are you having a laugh?
    no.
    ANGER IS A POLICY, GET OFF YOUR KNEES

  9. #9
    Dylan2010
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    "my insurance fund"

  10. #10
    Politics.ie Member Asparagus's Avatar
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    Quote Originally Posted by Bren Boru View Post
    I love these OP's that slam an existing situation without providing anything approaching an alternative.

    It's basically one long attempt at a soundbite.
    Sorry the alternative is:

    People who contribute in terms of SSI, USC, PAYE - etc for a reasonable lead in should be entitled to benefits without question.
    People who don't should be means tested.
    ANGER IS A POLICY, GET OFF YOUR KNEES

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