Do you stand by the notion that the borrowing and spending of governments is and should be the same as what a prudent typical family does?
Many, in fact most, economists disagree, but I'm willing to hear you out. There's a contradiction involved which I won't reveal yet, but I will edit this OP to post the contradiction, once people have declared their stance, saying "Yes, a government should only borrow like a family does!".
Hint: by "typical family" I'd like you to think of a couple that formed in the early 80s, got a house, worked hard, scrimped, sent 3 kids off to college and paid off the mortgage in full 5 years ago.