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Thread: #VINB Tue 26/3/2013: Mortgage arrears & personal insolvency

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    Politics.ie Member Norman Bates's Avatar
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    Default #VINB Tue 26/3/2013: Mortgage arrears & personal insolvency

    … at the slightly later time of 23:10

    Louise Bayliss, SPARK campaign member https://twitter.com/Louiseinflight
    Brendan Burgess, Economist Brendan Burgess: It's time we faced up to terrible reality of home repossessions - Independent.ie Quotes from the Irish Property Bubble: Brendan Burgess, Founder, Ask About Money (askaboutmoney.com)
    Michael McGrath, FF TD Cork South–Central Welcome to my Website | Michael McGrath TD, Working for you in Cork South Central
    Dara Murphy, FG TD Cork North-Central Dara Murphy - Wikipedia, the free encyclopedia

    Fianna Fáil yesterday afternoon launched the Mortgage Resolution Bill 2013 which – if made law – would change the current rules that require a majority of creditors to approve a person’s entry to the new system.
    Opposition parties previously complained the rules mean that those burdened with high mortgage debts are effectively barred from entering the insolvency process if their bank objects.

    The Bill also creates a new Mortgage Resolution Office with the power to:
    * issue binding orders to lower interest rates;
    * extend the repayment period by up to 20 years;
    * enforce a repayment ‘holiday’;
    * defer part of the loan for up to 10 years,
    * lease a home back to its occupiers at market rates.

    “One of the biggest barriers to growth and recovery in Ireland is the number of families and communities struggling under the weight of unsustainable mortgage debt,” said FF’s finance spokesman Michael McGrath. “Legislators have a responsibility to come forward with a response to this crisis which does not put the banks in control.”
    Other orders could be issued to:
    * demand interest-only repayments for up to four years;
    * swap part of the debt for a stake in the house;
    * participate in a deferred interest scheme.

    The Bill is likely to be rejected by the government.

    Good discussion is on the cards for tonight. And keep your cool while BB tells us what’s wrong with us and how it should be done in future …


    FF’s Mortgage Resolution Bill Will Put Citizens Back in the Driving Seat | Fianna Fáil
    Fianna Fáil proposes new mortgage resolution process - Political News | Irish & International Politics | The Irish Times - Mon, Mar 25, 2013
    FF publishes bill to remove bank veto from insolvency regime


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    Vinny himself

    Previous #VINB: http://www.politics.ie/forum/backsta...em-solved.html

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    Norm I like your pad?????

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    Politics.ie Member Norman Bates's Avatar
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    Just for the weekends ...

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    Quote Originally Posted by lying eyes View Post
    Norm I like your pad?????
    Em it's mine actually

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    Bayliss and Burgess,

    Like why, it doesn't even make any sense,

    Just have nobody, it would be better,

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    Politics.ie Member Norman Bates's Avatar
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    Quote Originally Posted by Ribeye View Post
    Bayliss and Burgess,

    Like why, it doesn't even make any sense,

    Just have nobody, it would be better,
    Get on yer bike, Ribeye, and get out to Ballymount. WE'll watch ya...

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    Quote Originally Posted by Ribeye View Post
    Bayliss and Burgess,

    Like why, it doesn't even make any sense,

    Just have nobody, it would be better,
    If Jim Power were on with them? now that's what I call a panel...

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    Politics.ie Member spidermom's Avatar
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    OMG..... FGer....mind one we never heard of before....!!!!....easter lamb to the slaughter!!
    When a man sits with a pretty girl for an hour, it seems like a minute. But let him sit on a hot stove for a minute and it's longer than any hour. That's relativity.

    ALBERT EINSTEIN

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    Quote Originally Posted by Norman Bates View Post
    Get on yer bike, Ribeye, and get out to Ballymount. WE'll watch ya...
    The funny thing is, I think most people would agree that about 80% of the posters on this blog would be better on a panel than those two vested interest twits,

    Like, I'd rather see the FG shills on the panel, they'd spin of course, but at least they're intelligent, for the most part,

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    Politics.ie Member Norman Bates's Avatar
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    Quote Originally Posted by spidermom View Post
    OMG..... FGer....mind one we never heard of before....!!!!....easter lamb to the slaughter!!
    Could be that the FGers from McGrath's constituency weren't available. Simon C perhaps too busy, and Jerry Buttimer .... Well, think he overdid his welcome the last time he was on ...


    Btw. We can have a little side-bet, but I think it's BB who could be at the sharp end of VB's tongue tonight. He's had a few 'easy' shows - time he had a hard one.

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