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Thread: Who's to know?

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    Default Who's to know?

    The Irish Times reports this morning that insurance companies are too see the driving records of all customers held by the government. http://www.irishtimes.com/newspaper/...329606945.html

    Why is personal information that is held by the government being passed on to private companies? It is either in the public domain or it is not! Apparently this complies with data protection legislation, if so, that legislation needs tightening up but it still does not excuse the principle of selectively issuing confidential data to private concerns which are beyond the discipline of the civil service.

    The Department of Transport says the Irish Insurance Federation has paid part of the cost of the new electronic sharing system, which it says is compliant with data protection law.

    I can well imagine that our Leo is delighted that somebody is prepared to pay to rob the individual of yet another piece of their dignity and privacy.

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    The government is neither your friend nor your protector.

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    Politics.ie Member FrankSpeaks's Avatar
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    I think the insurance companies are entitled to know the details of those people who have been banned or who currently have penalty points on their licenses and why they received them. Those who engage in dangerous behaviour are riskier and should pay more.
    There's a lot to be said for the fellow who doesn't say it himself. -- Maurice Switzer

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    Quote Originally Posted by FrankSpeaks View Post
    I think the insurance companies are entitled to know the details of those people who have been banned or who currently have penalty points on their licenses and why they received them. Those who engage in dangerous behaviour are riskier and should pay more.
    But that doesn't answer the case for the willy nilly distribution of personal data.

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    The day you can't lie to an insurance company is the day it all falls apart.

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    Quote Originally Posted by Mad as Fish View Post
    But that doesn't answer the case for the willy nilly distribution of personal data.
    Section 2.10 of the Road Traffic act as amended in 2010:
    " (10) A vehicle insurer with the approval of the Minister may have access to and may inspect and examine endorsements on the entry relating to persons under this section and may take, or be supplied by the Minister with, such copies of entries or extracts from such entries as the vehicle insurer may reasonably require for the purpose of renewing approved policies of insurance, subject to such conditions as the Minister may determine."

    An act of the Dail is hardly willy nilly, and a publicly recorded endorsement on a publicly issued and supervised driving license is hardly private?

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    Quote Originally Posted by Didimus View Post
    Section 2.10 of the Road Traffic act as amended in 2010:
    " (10) A vehicle insurer with the approval of the Minister may have access to and may inspect and examine endorsements on the entry relating to persons under this section and may take, or be supplied by the Minister with, such copies of entries or extracts from such entries as the vehicle insurer may reasonably require for the purpose of renewing approved policies of insurance, subject to such conditions as the Minister may determine."

    An act of the Dail is hardly willy nilly, and a publicly recorded endorsement on a publicly issued and supervised driving license is hardly private?
    That is true and I must admit to overlooking the point about these being publicly recorded offences. But shouldn't we all have access to the system or is the government to pander to any specialist interest group that sees commercial advantage and is willing to stump up the money to plug into their databases?

    Personally I don't think it will help much for as premiums rise so will the number of people driving without insurance. Indeed, I can see it leading to the situation where those with the worst record are the least likely to be insured, that is not a clever way forward.

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    Quote Originally Posted by FrankSpeaks View Post
    I think the insurance companies are entitled to know the details of those people who have been banned or who currently have penalty points on their licenses and why they received them. Those who engage in dangerous behaviour are riskier and should pay more.
    Agreed. As a driver of many many years who's never had a penalty point and never had a crash I probably shouldn't have to pay any insurance at all at this stage.

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    Quote Originally Posted by General Mayhem View Post
    Agreed. As a driver of many many years who's never had a penalty point and never had a crash I probably shouldn't have to pay any insurance at all at this stage.
    You will still need insurance to cover the possibility of an uninsured driver causing you damage and loss. There are enough about already without exacerbating the problem as I feel this measure may prove to do.

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    Quote Originally Posted by Mad as Fish View Post
    The Irish Times reports this morning that insurance companies are too see the driving records of all customers held by the government. Details of driving offences to be released to insurers - The Irish Times - Mon, Feb 04, 2013

    Why is personal information that is held by the government being passed on to private companies? It is either in the public domain or it is not! Apparently this complies with data protection legislation, if so, that legislation needs tightening up but it still does not excuse the principle of selectively issuing confidential data to private concerns which are beyond the discipline of the civil service.

    The Department of Transport says the Irish Insurance Federation has paid part of the cost of the new electronic sharing system, which it says is compliant with data protection law.

    I can well imagine that our Leo is delighted that somebody is prepared to pay to rob the individual of yet another piece of their dignity and privacy.
    What do penalty points or driving convictions have to do with 'dignity and privacy'?

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