Rhonda - It's a lovely idea but you might see from the reaction on this site why it can never happen.
A lot of people judge their own benefit in relation to the benefit that others will get. Hence they feel that despite them getting their mortgage paid off and continuing (even improving) in the lifestyle they are used to they would rather stay in the gutter than see someone else benefit more than them.
It is begrudgery and part of the human condition.



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