"Well, while I'm here, I'll do the work - and what's the work? To ease the pain of living. Everything else, drunken dumbshow." - Allen Ginsberg Memory Gardens
If your talking about 40 year mortgages I think they should be banned. 20 years maximum. This crap about making it easier for people to buy houses is a joke. Between 40 year mortgages and the special savings scheme there was no way house prices weren't going to be artificially inflated.
If you can't afford a house you can't afford a house. When my parents bought their first house they saved and saved until they could afford the downpayment. then they got a mortgage. Society today is all about right here and right now. Somebody decides on Monday they are going to buy a house and a week later they are in a new 3 bed semi piece of crap thats not worth half the price they paid for it.
As for how hard they should work for it? Thats entirely up to them. But if they decide to work harder than next guy than they should be congratulated when they buy the bigger house. They worked for it. They shouldn't have to listen to people complaining that its not fair. It is fair. The harder you work the better off you are. It's that simple.
"All that is necessary for the triumph of evil is that good men do
nothing"
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Basically it is democracy from the bottom up rather than the top down. Community ----> Canton ------>federal government. VAT is fixed at 7.6%. There is a lot of voluntary commitment there to make it work. The Swiss are imbued at a very young age to value their unique system and civics is very important here. Because the people making the main decisions affecting the population are local and not remote in Berne, there is a strong culture of accountability. Corruption of the type endemic in Ireland is unknown and anybody attempting it can expect serious retribution. I am not saying corruption in Switzerland does not exist but it is more likely to be found in banks than in politics.
If our Cabinet were here and not in Ireland, many of them would either be in court or in jail.
Referenda are basically online these days
Fianna Fail - The Loss of Sovereignty Party.
I believe the system is called Direct Democracy. It allows citizens to propose their own Bills and get them signed into Law through a popular referendum if the can collect enough signatures. It also allows citizens to veto Government proposals/bills if enough signatures can be collected. My personal favroite : Recall elections, where an elected official can be immeadiatley impeached through a citizens vote if they are found to have violated their trust.
Pauli lives in a coutnry that takes its Democracy Seriously. Imgaine a system like that over here....
At first glance the OP looked like a heavy-handed attempt at satire. Apparently it is not.
This may explain why this poster won so comprehensively, when he wrestled with his conscience on the whether to support NAMA.
The much oppressed wealthy are fighting back! We have stumbled upon a wonderful vehicle for the special purpose of transferring resources from the taxpayers to the wealthiest. Could we have gotten away with this but for the economic downturn? As the man said, never let a good crisis go to waste!
Laws are like cobwebs, which may catch small flies, but let wasps and hornets break through.
- J. Swift
Its even worse thatn that, because land in Ireland is so expensive (ten times more expensive than French land) that it could never pay for itself. Land in Ireland is a gentleman's sport (mostly paid for by the taxpayer) - unless you get it rezoned, and then its winning the lotto.
Yes, I think we're both saying that - I appreciate the OP is being very over-dramatic, but leaving aside the question of whether one agrees with the OP or not (and I don't, on balance) I think Cyp's point is purely about taxation. That is, it's set within the general frame of the wealth redistribution by taxation that occurs in most wealthy countries - in other words, 'redistribution' there refers purely to a movement of money (as in money is taken from those who are net contributors and distributed to those who are net beneficiaries), not to a resulting change in the distribution of the wealth in different socio-economic quartiles.
Obviously, the fact that the rich remain rich means that redistributive taxation isn't making the rich poor...but, and this is important - we're talking about the taxation of wealth that is being continually created.
Say you earned €250,000, and paid 50% of it in tax, whereas I earned €25,000, paid no tax, but received €5,000 in services paid for by your taxes. If we further assume that anything over €100,000 a year means that you'll be able to build up capital, then after a year you'll have built up €25,000 in actual 'wealth' (capital), while I still won't have any. So despite the income redistribution you're still much wealthier than me, but there's no denying that your money is being taken off you and given to me. It's not at all unreasonable to say that too much money is being taken off you, given that none is being taken off me - from a social point of view, I'm getting a free ride off whatever it is that you do that makes so much money. Why is that fair? Do I work harder than you? Am I more worthy because I earn less?
Now if we extend that to the point where the median earner isn't paying any tax (on balance), the situation is pretty silly - I can accept that the poor can and should benefit, but why should the median earner be getting a free ride?
Never let the best be the enemy of the good.