Surely it's time that some high earners are taxed the same as those on much less pay?

[toughbutfair]

What caused the bubble was the sharp increase in the value of land, the whole thing was gerrymandered to the beneift of developers and to the detriment of the house buyer all fuelled by cheap credit and relaxed stress testing for mortgages, they where told property will not depreciate and that rent was dead money, if you dont buy now you'll never own a home blah blah.

Two income families where forced to stretch themselves simply to buy a home, very few of them where flippers.

All true - but ultimately it was the buyer that said I'll pay 450k for that 2 bed.

[Gnome Chomsky]

You answer my question first. Why weren't people talking about how great the health service was when we vastly increased expenditure on it.?

I don't have any knowledge in this area, but it's pretty obvious that quality healthcare costs money so money is required for quality healthcare.
So if money was thrown at the problem and it didn't improve, that money was nadly mispent.
Of course, I don't have any figures and the idea that what people say about the health service is a good indication of how effective it is is deeply suspect.



As for your other question, I'm a hypocrite, which puts me in a better position than you. I'm failing to live up to my moral code because it's exacting and I'm human. You're failing to live up to yours because you don't seem to have one. But hey, at least you're not a hypocrite.

[Gnome Chomsky]

All true - but ultimately it was the buyer that said I'll pay 450k for that 2 bed.

And what's the alternative to buying a house?

[toughbutfair]

You aren't the brightest spark yourself - because you bought at the height of the boom and although you have a low interest rate you are paying for a depreciating assett, you would of been better of saving the money you are paying for your mortgage and the deposit you paid towards the house and earning interest on it rather than paying interest.

True - my first house was bought in Feb 03 but the market is tanking and my home is depreciating. That's life, suck it up and stop asking for hand outs or bail outs.

If I could go back in time I'd do just as you say, I made an economically bad decision and that is why I am saving at a higher interest rate than I am paying on my mortgage (which is also subsidised via mortgage interest relief)

[toughbutfair]

And what's the alternative to buying a house?

Rent or continue to live at home.

[toughbutfair]

As for your other question, I'm a hypocrite, which puts me in a better position than you. I'm failing to live up to my moral code because it's exacting and I'm human. You're failing to live up to yours because you don't seem to have one. But hey, at least you're not a hypocrite.

I agree and appreciate that you are honest instead of making up B.S excuses about not having an extra cent to spend.

[irish_bob]

And the child should be left to suffer because his parents made a bad decision when they chose to have him?
Don't exaggerate either. You're not raising or being asked to raise anyone's child.
And the only reason I would have for you not paying for (well, paying a share at any rate) other children all over the world is that there is no organisation that could enforce such a measure the way a government can enforce it for us.



What world do you live in? Of course money gets results.

health expenditure has doubled in the past decade , has the health service improoved all that much , the term black hole springs to mind when it comes to many areas of state spending

as for the point about children suffering because of thier parents actions or inaction , of course they do , our children are an extension of ourselves , kids either suffer or benefit from the actions of thier forefathers which is why it is in ones interest to act responsibly

the same people who dont want to see the kids of dysfunctional people suffer are always calling for the children of the wealthy to be denied the fruits of thier parents success

[mutley]

True - my first house was bought in Feb 03 but the market is tanking and my home is depreciating. That's life, suck it up and stop asking for hand outs or bail outs.

If I could go back in time I'd do just as you say, I made an economically bad decision and that is why I am saving at a higher interest rate than I am paying on my mortgage (which is also subsidised via mortgage interest relief)

It is indeed life - so tell me ToughbutFair - is it ok to accept benefits and handouts as long as you get them automatically and don't ask for them?

You seem to be receiving alright, between Child Benefit and Mortgage Interest rate relief, maybe you should decline these benefits and handouts before begrudging a helping hand to those who are not on as high an income as yourself.