I take your point about Russian speaking citizens of some EU States, however, as you point out they tend to be multi-lingual, I also have a problem with someone who has been living here for long enough to have been granted LTR or citizenship but still cannot communicate in English.
With regard to the age and the car insurance issue, I still have doubts about the legality of the age clause, I vaguely remember a case of this nature at the Equality Tribunal, I will see if I can find it on the database. I think there would also be an issue with an employer requiring an employee to provide essential safety equipment.
After 5 years on permits it becomes a processing time game. LTR takes several months to be processed; citizenship, until recent changes, 2+ years (appears to be closer to a year now). The "automatic yearly" stamp 4 was introduced so that people don't have to get yet another permit while waiting for LTR to be processed. Unlike LTR, this stamp is done quickly at the local office, just like a permit-based Stamp 1 (and, more recently, a Zambrano Stamp 4).
Alan Shatter has pledged a reduction of processing time for citizenship to 6 months. If this happens, it might make LTR obsolete for most cases, and therefore also remove the issue with spouses on LTR and their need for permits.
WCATT (I think it's Stamp 5) is a different animal entirely and requires all of 8 years. It is a solution for those not applying or citizenship, or perhaps refused citizenship for reasons not sufficing to show them the door entirely.
P.S. Thanks for mentioning the McDowell quote - if the joke is getting old it wouldn't be funny. Better stick to the official list
And when answered, you reply:when I said "you" it was intended to ask you personally.
None of my business, I have no interest in your personal status
Some Muslims immigrated to Britain and the USA and then decided on the basis of their religious beliefs to cold bloodedly murder thousands of their citizens.
SavageShariah and Der Field Mouse in a head to head.................